Debt Negotiation is a skill you can easily develop when you're in over your head. If your choice is loose your home, or negotiate with your debtor, you'll negotiate every time.
The biggest mistake most people make is to assume that the bank, mortgage company or credit card company won't negotiate for a settlement. What they don't understand is that the company you owe the money too would much rather you pay them less for a longer period of time while you stay in your home than to have you walk away from your home leaving them holding the bag.
Debt Negotiation is the answer. Start by contacting your creditor before things get too far gone. It's the first and most productive step you can take to keep your credit and your home.
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